HOW LATE IS TOO LATE TO GET MEDICAL CARE AFTER AN ACCIDENT?

People who’ve been the victims of a car crash and have sustained trauma often commit the mistake of delaying the visit to a good car accident doctor, especially if the injuries seem minor. Since they feel ‘okay’, they do not think it’s worth the’ trouble’ of scheduling an appointment with a physician, and then spending their valuable time and money getting a check-up. After all, if there were any health problems, there would be some indication, right? Unfortunately, this is a common misconception, and a dangerous one at that, as it puts your health at risk. Find out how and why below.

Why Does a Quick Treatment Matter?

Any person who’s been involved in a car collision should, without fail, be checked by a qualified physician. Most people aren’t strong enough to walk away from a car crash without a few bruises and injuries. Trouble is, not all problems show up on the surface; often the damage sustained is internal, and takes time to affect your health. The longer you wait, the grimmer the situation might become. This is why you should visit a health care provider after an accident. Usually the physician will consult your medical history, examine your current condition, and suggest the necessary course of action.  In the long run, you’ll be better off going to a professional and letting them tell you whether you’ve been injured or not.

Money Matters

Did you know that delaying a doctor’s visit might eventually reduce the monetary amount that the insurance firm of the at-fault driver owes you as compensation for the damage you sustained, both physical and mental? An understanding of an insurance company’s claims evaluation process for settling claims might give you a better insight.

Fast Medical Care Translates to Greater Insurance Payout

The insurance firms usually use software programs in evaluating the claims. Insurance adjusters have to feed information from records into the software, which then executes complicated calculations to generate the final settlement amount. However, a delay in the process of treatment on your part can considerably decrease the amount of money the insurance firm will pay against your claim. The software program checks whether you’ve been to a physician within 72 hours of the crash. If yes, then you add value driver to your score. It’s a must for your case profile to have this vital value driver.

Medical Options Available to You

Now that you understand the significance of a rapid treatment after a car accident, you might be wondering about the options available to you within 72 hours of the incident. There are a few things you could do. Firstly, you may call 911 or visit an ER if you believe that the situation needs immediate attention. Alternatively, in a non-emergency situation, consider visiting an urgent care where the doctor can diagnose you without any prior appointment and provide an assessment on your condition. Some people prefer to get in touch with their family physician after a crash. You can also visit a chiropractor. As long as you have a written record to prove that you sought treatment within the 72-hour window, you’re ready to settle your claim with the insurance company.

Most physicians can easily spot the car accident problems that regular people might miss. You should let the car accident doctor check your health to receive suitable care if you require it. This will also ensure that any eventual claim you make against the faulty driver will be taken care of by his/her insurance company. Even if you don’t have health insurance, you can still seek proper medical care from a physician.