household maintenance because they think that any damage or breakdown will be covered by the policy. However, all home insurances have several clauses included which indicate that any damage or loss caused by the negligence of the owner of the home will not be covered or compensated.
When we hire a home insurance, we are obliged to protect, to the extent of our possibilities, the house and to carry out the appropriate maintenance. In the same way, we must communicate any type of circumstance that can turn into an aggravation of the risk and, in case of theft, we must take all measures to preserve the objects that have remained. If we breach any of these basic rules the insurance company will be fully entitled to make a legal claim and will not cover the damages.
Sometimes our home equipment’s needs maintenance as compared to home insurance for this you need some professionals for furnace repairs. If you are citizen of Oshawa and need professional, then for more details check furnace installation Oshawa. In this article I also explain some important tips for the maintenance of home.
Caring for the house: A convenient option for all:
There are some basic aspects that we must take into account to carry out the maintenance of the home and that will safeguard us from any type of liability in the event of accidents:
- Check electrical installations and plumbing every six months to prevent accidents and timely breakage, especially if it is a house with some years old.
- Hire professionals who perform home maintenance, mainly if it is the electrical system or the gas and water pipes. Doing the jobs yourself is a cheaper option but in the long run the problem could get worse.
- Check the operation of equipment such as the refrigerator, the washing machine, the water heater or the dishwasher. These appliances usually have warning signs of failure so you can fix or replace them before they cause much more serious damage.
- To take care of the garden avoiding that the branches or the roots of the big trees grow and do damage to the structure of the house or the one of our neighbors.
- Protect the weak points of the house, especially in case of heavy rain. If you seal the doors, the windows and the chimneys, you can avoid the internal floods that usually cause serious damage to the furniture.
- Keep the roof clean, especially during the winter when there are heavy snowfalls. In this way you will avoid the landslides caused by excessive weight.
- In case of unusual stains or strange noises, contact a specialized technician immediately as this could be a serious problem in the water or gas installations.
- Clean the heating system and the external drainage channels at least once a year.
- Disconnect all electrical equipment from the current if you will be away from home for a considerable period of time. In addition, if it is within your possibilities, you can install a home automation system that will allow you to remotely control all the facilities of the house and warn you of any failures.
Plan an annual budget that covers unforeseen household expenses such as small plumbing or electricity. Remember that solving the problem on time will always be the most economical and most beneficial option for everyone.